Need help with your credit card debt?

WE CAN HELP!

  • Roll your credit card bills into one monthly payment.
  • Qualify for a lower interest rate.
  • Free yourself from troublesome debt.

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How Does Help My Credit Cards Work?

We serve as a middleman, connecting you with certified professionals who can take a look at your situation and come up with the best debt solution for your individual needs. Rather than feeling suffocated and trapped by decades ahead of paying off debt, talk to one of our loan counselors and learn how you can take control of your future.

1

Qualify for lower monthly payments - By consolidating loans, many people save up to 50% on their monthly payments. Work with a loan counselor or qualify to consolidate on your own. Chat with us to find out your options and boost your budget.

2

Cut down your high interest rate - Many credit card companies lock you in with a low rate, but then increase it every year until you're paying such high interest you're not even sure you're paying off your loan any more. We can help you lock in a rate that stays put.

3

Safeguard your credit score - Continually missing or making late payments damages your credit score. Putting together a consolidation program helps you keep track of payments, and some programs even help you rebuild your already damaged credit score.

4

Stay away from bankruptcy - Many people feel overwhelmed by debt and think bankruptcy is the easy way out, but working out a program with a loan counselor can help you hold onto your assets and eliminate your debt without destroying your credibility.

5

Minimize the amount of bills each month - Keeping track of multiple bills and loans can be a logistical mess for some. We can connect you with help to consolidate it all into one, easy to remember, monthly payment and simplify your to-do list.

A few years ago I had hit rock bottom financially and was seriously considering  bankruptcy. Thanks to Help My Credit Cards, I’ve been able to shrink my debt in less time than I ever thought possible, and I’ll be debt free in a few more months. I’m so grateful I reached out, and my only regret is not doing it sooner.

– Megan Snyder
Flagstaff, AZ